Our Process

401(k) & Retirement

Aurora Financial Strategies provides 401(k) and retirement plan consulting services to Plan Sponsors across the United States.

We understand that adding and monitoring a retirement plan is another task to track as an owner or decision-maker of your business. Aurora Financial Strategies specializes in taking the burden of another task, removing much of the additional work, and assuming fiduciary responsibility for the plan alongside you.

+ Plan Design, Monitoring, and Management

Create and Maintain a Retirement Plan that accomplishes the desired goal of the Owner and Key Employees – If the primary goal is maximizing benefits to ownership, maximizing tax efficiency, creating a benefits package to assist in retaining key employees, or a combination of multiple goals, Aurora Financial Strategies partners with you to develop a retirement plan that is “done right.”
Working with Your Core Staff to Ensure Effective Administration of Your Plan – Our team partners with your staff as an advocate in matters related to administration, communication, compliance, and ensures the plan runs smoothly once established. Aurora reduces the time your employees spend on worry about their retirement plan.
Introduce and recommend quality plan recordkeepers that align the goals of your retirement plan with the strengths of your employees.
Annual Plan Benchmarking to ensure transparent and reasonable costs.

+ Employee Education and Engagement

One-on-One conversations with an Aurora Financial Strategies adviser at no additional cost for each employee.
Ongoing communication and updates for plan participants to encourage positive savings habits and putting your employees in the best place to succeed.
Participants have a Direct connection to a Financial Advisor: On-site visits, ongoing email communication, and direct access to a real person via phone. Allowing participants the opportunity to communicate with an adviser in the method they are most comfortable with.

+ Investment Selection and Implementation

Custom Managed Portfolios for all participants are available at no additional cost.
Low-cost index funds – an efficient way to access the stock market.
Target Date or Age-Based Portfolios – low maintenance that evolves over time as participants age.
Carefully selected actively managed mutual funds – Top-performing fund options curated by the Aurora Financial Strategies investment committee.

+ True Partner Looking Out for You and Your Business

Aurora Financial Strategies acts as a fiduciary to the plan – As a business owner offering a retirement plan, you are held accountable for a level of knowledge that most often is outside of your area of expertise or familiarity.
Independence – Our Relationship with partner firms allows us to continually evaluate funds and providers objectively without conflict of interest.
Protecting Companies – The goal of a retirement plan is to create a solution that will benefit your employees and improve outcomes. We are continually on the lookout for potential improvements in design or compliance while avoiding administrative pitfalls.