FIDUCIARY OATH

We believe in placing our clients’ best interests first. Therefore, we commit to the following five fiduciary principles:

1. We will always put our clients’ best interests first.

2. We will act with prudence, that is, with the skill, care, diligence, and good judgement of a professional.

3. We will not mislead clients, and will provide conspicuous, full and fair disclosure of all important facts.

4. We will avoid conflicts of interests.

5. We will fully disclose and fairly manage, in our clients’ favor, any unavoidable conflicts.

William J. Cardwell
William J Cardwell, CFP

Austin J. Crites
Austin J Crites, CFA