I don’t think that it is a secret that I want to grow my clients’ accounts to be as large as possible. Reason number one is simple, larger account balances help my clients achieve their financial goals with a higher degree of certainty. Another truth, that has been discussed with each family, there is a financial incentive in it for me as well to increase the size of the accounts (my compensation is at least partially based on the size of those accounts).

Compound interest. It is one of the most important concepts in financial planning. Once you understand the importance of compound interest, it is easier to calculate what you need to save to accomplish your goals.

I was having lunch with a good friend last week and he said something that has been sticking with me ever since. It sounded something like this, "I have been really happy with my 401k and investment performance lately, but it seems like no matter what I do I just can't beat the market!"

A September 26, 2016 article in the Washington Post stated that 71% (Seventy-One Percent!!!) of Americans aren’t saving enough for retirement. Two-thirds of Americans are not currently saving any amount to a 401(k) or another qualified plan according to U.S. Census Bureau research. Do you fall under one of these categories?

You would probably be surprised to know that I have clients that I have never met in person. I also have clients that I have known since childhood that live on the other side of the country. We regularly get together at their kitchen tables and discuss their financial plans, the only difference is these meetings are held online (through skype or a webinar) and not in person.